We Can't lift A Finger Toward God!

Titus 3:4-5 (KJV) "But after that the kindness and love of God our Saviour toward man appeared, Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost."

Synergism and Monergism are two views that express how we are saved. Synergism is "essentially the view that God and humanity work together, each contributing their part to accomplish salvation in and for the individual. This is the view of salvation found in Arminianism and its theological predecessor Semi-Pelagianism."-Theopedia "Monergism is a term for the belief that the Holy Spirit is the only agent who effects regeneration of Christians. This view, held by Reformed and Calvinistic groups, sees salvation as the work of God alone, from first to last. He has chosen in eternity past whom He will save out of lost humanity (often referred to as the elect), and in His timing He will bring the elect to faith through the work of the Spirit for the sake of the Son, and save them forever to the praise of His glorious grace (Romans 8:29f)." -Theopedia

"Not by works of righteousness which we have done." Our salvation is all of grace. The Holy Spirit is the sole agent in regeneration. We can't lift a finger toward God. We were dead in sins and trespasses.

"Not by works of righteousness" can elicit thoughts of fear in us as we question whether we are chosen by God for the Spirit to save. This phrase is sandwiched between two glorious thoughts.
But after that the kindness and love of God our Saviour toward man appeared,
Not by works of righteousness which we have done, but according to his mercy he saved us, by the washing of regeneration, and renewing of the Holy Ghost;
Which he shed on us abundantly through Jesus Christ our Saviour;

Can't you envision your favorite sandwich which is a simple delight to just sit down and savor the texture and taste with pleasure! Our salvation is a glorious delight sandwiched between abundant love and kindness. You are blessed with what you do not deserve!

"I just don't feel worthy" is an expression of the "blessed." Can you see the security God provides for us. There is no room for failure on God part! We can't lift a finger and nothing can separate us from the love of God. How secure we are in Christ. I'm glad my salvation is not synergistic!